Should I Get Travel Insurance?
How much did the trip cost total?
Is it refundable / flexible?
Where are you going?
✅Get It. $2K+ Non-Refundable? Insure It.
🚫Skip It. Cheap + Refundable = Why Bother.
Do you have a credit card with travel protection?
Any pre-existing health concerns?
🏥Get Basic Coverage. Medical Abroad Is Expensive.
🚁Get Comprehensive. Remote Areas + Medical Evac = Must.
💳Your Card Might Cover It. Read the Fine Print First.
🛡️Get a Basic Plan. $30–50 for Peace of Mind.
🤷Probably Fine Without It. Domestic + Healthy = Low Risk.
💊Get Medical Coverage at Minimum. Better Safe.
A
Under $500
B
$500–$2,000
C
$2,000+
A
Mostly refundable
B
Non-refundable
A
Domestic
B
International (developed country)
C
International (remote / adventure)
A
Yes
B
No / not sure
A
Nope, healthy
B
Some concerns
View full decision tree

How much did the trip cost total?

  • Under $500
  • $500–$2,000
  • $2,000+

Is it refundable / flexible?

  • Mostly refundable
  • Non-refundable

Where are you going?

  • Domestic
  • International (developed country)
  • International (remote / adventure)

✅ Get It. $2K+ Non-Refundable? Insure It.

🚫 Skip It. Cheap + Refundable = Why Bother.

Do you have a credit card with travel protection?

  • Yes
  • No / not sure

Any pre-existing health concerns?

  • Nope, healthy
  • Some concerns

🏥 Get Basic Coverage. Medical Abroad Is Expensive.

🚁 Get Comprehensive. Remote Areas + Medical Evac = Must.

💳 Your Card Might Cover It. Read the Fine Print First.

🛡️ Get a Basic Plan. $30–50 for Peace of Mind.

🤷 Probably Fine Without It. Domestic + Healthy = Low Risk.

💊 Get Medical Coverage at Minimum. Better Safe.

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